Buying & Selling Homes in Rochester MN

BUYERS


bxp69043.jpgCouple 2.jpgblsvk.jpggood.jpg

Buying a home is an exciting time in one's life whether this is your first home or you have purchased other properties in the past.  My services and experience range from financial aid to helping you find the home that best suits you, your family and your lifestyle.

 For your convenience I will provide listings by email

How I Can Help                                          
Before you start looking
Closing Costs

 

As Your Agent, I Will:

  • Assure that you see all the properties in the area that meet your criteria.
  • Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
  • Make sure you don't pay too much for your new home and help you avoid costly mistakes.
  • Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.

Before You Start Looking For Your New Home:

  • Check your credit rating. Straighten out any errors before its too late.
  • Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
  • Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
  • Determine what neighborhood best matches your needs.
  • Identify important features you need your new home to have.

Closing Costs to Expect:

  • Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
  • Third-party fees include charges for insurance, title search, and other inspections such as termites.
  • Government fees include deed recording and state & local mortgage taxes.
  • Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.

Find out how much your closing costs could be.

Back to top...

Randa K. Mickelson
============Reporting Snippet============= ============Reporting Snippet==============